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Looking to lower your monthly payments
and lower your interest rates?

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Would you like one, reduced monthly payment
for your unsecured debt obligations?

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Free, NO Obligation Debt Consolidation Application

We are a 501 (c)(3) Not-for-Profit credit counseling and debt consolidation organization established to help consumers with their unsecured debts. We work with over 16,000 different creditors across the US to reduce interest rates and eliminate late fees. Clients enroll in our program and send us one, lump sum payment monthly which we in turn distribute to the creditors they have enrolled in our program. This monthly lump sum payment will in most all cases be lower than what you are currently paying due to lowered interest rates that we can obtain from your creditors.

Debt consolidation can help in a variety of situations and for a wide range of people. 1 Monthly Payment can work with most any unsecured debt from credit card debt to medical bills, department store credit cards, back taxes, repossessed car loans and IRS bills. Once enrolled in our program we can negotiate with your creditors to reduce your interest rates and late fees and help you get out of debt.